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  A business owner has to deal with several challenging situations. And, nonpayers are just one of them. However, business-related challenges are something they can deal with their knowledge and expertise. But, handling stubborn debtors can be much more difficult than you can imagine. So, if you notice that your debtors are avoiding the payments without giving you any valid reasons or lying about their financial situation, it is better to hire a debt collection agency and take their help to investigate the c ase and get honest advice. When Should You Hire a Debt Collection Agency? Debtors can avoid paying a debt when they are in a tight situation or unwilling to pay the money. If the debtors want to pay you back but are unable to do so because of the financial crisis, it can be solved by discussing the matter directly and extending the time period. But, if that is not the case and you are facing a situation where the debtors are ignoring you just to avoid paying the money, in that situ